Rebuilding After Wildfires in Southern California: A 2026 Homeowner Checklist

Wildfire risk remains a reality for many Southern California homeowners. If your property is impacted, the rebuilding process can feel overwhelming. The key is a clear, methodical plan that aligns your insurance scope, permits, and construction timeline.

A 2026 homeowner checklist for wildfire reconstruction

1. Document the damage thoroughly and keep a record of photos, reports, and estimates.
2. Align on scope with your insurance adjuster and ensure the rebuild plan reflects code requirements.
3. Work with a contractor who can guide permitting and coordinate structural engineering early.
4. Consider fire-hardened materials and defensible space design to improve resilience.

Posse Construction provides rapid assessments, insurance-ready documentation, and a calm, structured rebuild process so you can focus on moving forward.

Note: Always confirm local code requirements with your city or county building department, as regulations can vary by jurisdiction.